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See how your investments grow with compound interest and regular contributions.
Set your initial investment and optional monthly contribution.
Enter annual interest rate and number of years.
Pick how often interest compounds: annually, quarterly, monthly, or daily.
See future value, total interest earned, and a yearly breakdown table.
Include regular monthly deposits in your calculation.
Annual, semi-annual, quarterly, monthly, and daily compounding.
Toggle a detailed year-by-year table of balance, contributions, and interest.
See how much of your future value is principal, contributions, and interest.
Compound interest is interest earned on both the initial principal and previously accumulated interest, causing exponential growth over time.
More frequent compounding (e.g., daily vs. annually) results in slightly higher returns because interest is reinvested more often.
No, this calculates gross compound interest. Consult a financial advisor for after-tax projections.